Homeowners Insurance

Why Do You Need Homeowners Insurance? Homeowners’ insurance gives protection against disasters. A policy insures the home and the things you keep in it. Homeowners is a package policy. It covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Why Use United Insurance Network for your Homeowners Insurance

Compare our Quotes & Save up to 25%! Affordable Rates from Top Carriers. Shop Homeowners Insurance. Compare Numerous Insurance Companies & Save. Flexible Coverage Options. Quick Online Quotes. Deductibles options. Confused by House Insurance?  We will offer much better Options & Choose a Plan That’s Right for Your family. See Rates Based on Your Area, Home Value & Age. Personalized Insurance Quotes fast. Big Savings on Package Policies. Speak to a Live Agent. Numerous Coverage Options.

Ways to Reduce Homeowners Insurance Costs

The best ways to reduce Homeowners Insurance Costs. Shop around. Raise your deductible. Don’t confuse what you paid for your house with rebuilding costs (actual cash value vs. replacement costs. Buy your home and auto policies from the same insurer, if possible. Make your house disaster-resistant. Improve your home security systems. Ask your agent for other discounts. Make sure you keep a good credit record. Stay with the same insurer if you can. Review the policy limits and the value of your possessions at least once a year. Look for a private insurance company vs. if you are in a government plan. When you’re buying a home, get a quote for the cost of homeowners insurance

WHEN SHOULD YOU BUY HOME INSURANCE?

Before you take occupancy of your home, we strongly recommend buying him insurance. Many people delay obtaining home insurance because it is an extra expense when purchasing home. It is important not to wait because: It is difficult to get a policy from certain carriers if there is a lapse in coverage. This will limit your choices on which insurance companies will accept you. Companies that allow lapses usually charge an extra 10% because of a lapse.